Dining, bars & food service
Restaurants Insurance
Restaurants and bars juggle property, liability, liquor, and workers' comp risks. We build a program that protects your building, equipment, staff, and guests.
Recommended coverage
Coverage we recommend for restaurants
Here’s how we typically structure a program for restaurants. We’ll tailor limits and add specialty coverages to fit your exact operations.
General Liability
Slip-and-fall and guest injury claims are common in food service.
Commercial Property
Protects your kitchen equipment, build-out, and inventory.
Workers' Compensation
Required for your kitchen and front-of-house staff.
Commercial Umbrella
Adds excess limits over liquor and general liability exposures.
See your full coverage checklist
Use the Coverage Finder to see what’s essential, recommended, and worth considering for your business — then get a quote.
Ready to get protected?
Get a personalized quote in minutes or talk to a licensed advisor today.