Personal Insurance
Umbrella Insurance
An extra layer of liability that sits above your other policies.
When a claim exceeds the limits of your auto or home policy, a personal umbrella picks up where they leave off — protecting your assets and future income from major liability events.
What’s typically covered
Coverage varies by carrier and policy. We’ll walk you through your exact options before you buy.
- Excess liability over auto & home
- $1M–$5M+ in additional limits
- Legal defense costs
- Worldwide coverage
How INSURHAUS helps
We’re an independent Trusted Choice® agency, so we work for you — not a single insurer. We compare umbrella insurance options across our carrier network, explain the trade-offs in plain language, and review your policy each renewal to keep it competitive as your needs change.
Ready to get protected?
Get a personalized quote in minutes or talk to a licensed advisor today.