If you run a contracting business, your insurance program does more than protect you — it's what lets you get on the job site in the first place.
General Liability Nearly every general contractor and property owner will require proof of general liability before you can start work. It covers third-party bodily injury and property damage.
Workers' Compensation Once you have employees, workers' comp is legally required in Illinois and most states. It pays for medical care and lost wages if someone is hurt on the job.
Commercial Auto Your work trucks, the tools inside them, and your drivers need commercial auto — a personal policy will deny a business-use claim.
Builders Risk For projects under construction, builders risk protects the structure and materials until the job is complete.
Bonds License, permit, and performance bonds let you qualify for bigger and public contracts.
Not sure where you stand? Try our Coverage Finder or call INSURHAUS at 630-786-9971.
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